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With credit cards any unpaid balance would simply begin incurring the regular interest rate after you exited the promotional period.

When a standard credit card issuers advertises a 0% introductory APR on purchases, that’s usually what you end up getting…

0% for the stated period of time – usually 12 to 18 months during which you owe no interest on anything you buy.

A very good article about the credit card number format can be found here: Anatomy of Credit Card Numbers As you can see below I get a lot of feedback about this page.

Thanks to everyone who stops by to write a note, it is appreciated.

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